As a London-based fintech product manager with an Oxford education and deep roots in Brazilian carnival culture, I’ve decoded baccarat not as gambling—but as a rhythm of probability, psychology, and ritual. Drawing from my background in behavioral economics and game design, I treat each hand as a controlled experiment: the banker’s edge, the 5% house edge, the fleeting tie—all governed by RNG. This isn’t luck. It’s a dance.

As a Chicago-based data scientist with a Polish-American background, I applied Monte Carlo simulations to casino game mechanics—turning superstition into strategy. This isn't luck; it’s probability in motion. I analyzed 200+ play sessions, decoded payout algorithms, and proved that winning comes from disciplined choice, not divine intervention. My journey from novice to 'Thunder House' was built on R/Python analytics, not prayers.